Taking Loans

What do you do when you have financial difficulties? Do you borrow from friends? Family? Neighbours? What's their reaction when you do that? Have you ever been rejected, and don't know what to do next?

There are a few online loan sites available for this kind of needs. These are legal ones, unlike the loan sharks here.

There are a few types of loans available, secured loans, personal loans, mortgages, and etc.

In fact, credit card is also a form of loan, but the interest rate is definitely the highest. In fact, if you have unsettled credit card loan, you should take a personal loan to offset it, as personal loan's interest rate is usually much lower.

Secured loans are for those who already have bad credit history, as this kind of loan is usually tied in with some assets, e.g. your house. So, 'secured' for the lender. :)

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